Pioneering Consumer Finance in Northern Europe
iRaha Capital is a holding group specializing in financial services and consumer finance. It currently grants credits exclusively within Finland, focusing on its core lending operations. Meanwhile, the company has already established its full range of financial expertise in Estonia, positioning itself for broader activities in the Baltic region.
Established Legacy Since 2018
Over €4 Million in Loans Distributed
Expansive Customer Base:
With more than 20,000 unique customers
With more than 20,000 unique customers
High Volume of Monthly Loan Services:
iRaha Capital efficiently serves thousands of loans each month.
iRaha Capital efficiently serves thousands of loans each month.
iRaha Group is currently operating in Finland and Estonia
About Us
From day one, iRaha Capital has been ambitious to become a leading force in Northern Europe's consumer finance sector. With a primary focus on Finland since 2022, we've built a solid foundation, serving over 20,000 customers and managing a loan portfolio exceeding €4 million. Our commitment to financial excellence is reflected in our tailored credit solutions, designed to meet the diverse needs of our customers while maintaining the highest standards of service and reliability.
Expanding our horizons, iRaha Capital has leveraged its expertise from Estonia since 2018, utilizing intellectual property, innovation, technology, and strategic investor relations to foster growth and development. Our operations highlight our adaptability and forward-thinking approach, enabling us to harness new opportunities and expand our footprint in the Baltic region.
Our Timeline
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Foundation of the Group's First Company.
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Platform development and educational learnings.
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Q3 - Consumer Credit Registration Approved by AVI.
Q4 - Initiation of Active Customer Credit Issuing in Finland (iRaha.fi).
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Q1 - Submission of Documents for New Market Credit Granting License.
Achievement to reach an EMI Status (Electronic Money Institution).
Our Brands
