About Us

From day one, iRaha Capital has been ambitious to become a leading force in Northern Europe's consumer finance sector. With a primary focus on Finland since 2022, we've built a solid foundation, serving over 20,000 customers and managing a loan portfolio exceeding €4 million. Our commitment to financial excellence is reflected in our tailored credit solutions, designed to meet the diverse needs of our customers while maintaining the highest standards of service and reliability. 

Expanding our horizons, iRaha Capital has leveraged its expertise from Estonia since 2018, utilizing intellectual property, innovation, technology, and strategic investor relations to foster growth and development. Our operations highlight our adaptability and forward-thinking approach, enabling us to harness new opportunities and expand our footprint in the Baltic region. 

At iRaha Capital, our mission goes beyond mere consumer financing. We aim to offer the financial services that customers genuinely need to simplify their financial lives through innovation. We are crafting strategies that pave the way for future growth while ensuring our customers' needs are met with efficiency and care. 

As we continue to grow, iRaha Capital remains dedicated to expanding its product and service offerings, ensuring that our financial expertise and innovative solutions reach a broader audience across Northern Europe. Our journey is one of continuous evolution, driven by a passion for excellence and a commitment to our customers and communities. 

Welcome to iRaha Capital – Pioneering Consumer Finance in Northern Europe.